Navigate Your Second Chapter with Confidence
Foundation First™
Every relationship begins with your complete financial foundation.
Even sophisticated families are underserved when the left hand doesn't know what the right hand is doing. That's why every relationship begins with Foundation First™ — your complete financial foundation, built before any strategy, to show exactly where the gaps are.
The Portfolio
Built on three pillars.
Tax-Efficient Income
When work becomes optional, how income flows matters. Portfolios are engineered for after-tax yield — including income-focused private real estate.
Wealth Preservation
Individual bond ladders, disciplined risk management, and tax-aware portfolio construction protect what the first fifty years built.
Selective Growth
High-conviction stock strategies and private equity — including, through Second 50 Ventures, access to companies like SpaceX, Anthropic, and Anduril.
“Of course we want to protect your wealth — that's fundamental. But we also ask a different question: how do you get the most out of what you've built? Your second fifty years should be about living with confidence, not just preserving assets. We help you find that balance.”David Swift · Founding Partner
With your complete financial foundation in place, we can build the right portfolio — one designed for tax-efficient income, wealth preservation, and selective growth.The Second 50 Difference
Your Team
The people behind your second 50.
Kathleen Adams
CFP® CPWA® RMA®
Founder · Planning Lead
David Swift
CIMA®
Founder · Investment Lead
Kathleen Adams
Kathleen Adams co-founded Second 50 Financial to serve successful families and individuals navigating the opportunities — and real complexity — that come with significant wealth in their Second 50. In this stage of life, wealth decisions become more complex, and more personal. Kathleen helps clients integrate income design, tax strategy, estate and legacy planning, philanthropy, risk protection, and family priorities into one clear picture — pairing select private investment access with advanced planning, so clients can use wealth wisely, protect what matters, and expand what is possible.
With more than 25 years of senior advisory experience, Kathleen holds the CFP®, CPWA®, and RMA® designations, reflecting deep expertise in comprehensive planning, private wealth, and retirement income strategy.
She believes wealth is a means to an end — to protect what matters, expand what is possible, and build a life with greater freedom, confidence, and purpose.
David Swift
David co-founded Second 50 Financial to build a firm where investment excellence and personal relationships are inseparable. For two decades, he has focused on helping families preserve and grow wealth through tax-efficient income strategies and specialized growth opportunities — including select private company investments and unique real estate. Through his relationships and investment network, David has helped create access to early-stage opportunities in private companies such as SpaceX, Anthropic, and Anduril.
With deep expertise in institutional-quality investment management and portfolio construction, David leads the firm's investment strategy. His background spans equity research, alternative investments, tax-efficient portfolio design, and planning for ultra-high-net-worth families. His primary focus is helping families preserve wealth, generate tax-efficient income, and build investment strategies grounded in a deep understanding of each client's broader plan, goals, and values.
David holds the Certified Investment Management Analyst® designation, one of the highest levels of investment education for client-facing advisors, offered by the Investments & Wealth Institute.
His philosophy is straightforward: protecting wealth is fundamental — but the more important question is what you want the next chapter to look like.
The Team
Charles Dickey
Head of Investment Management
Katie O'Neill
Head of Planning & Operations
Lisa Morig
Head of Client Services
Lauren Mesa
Client Services Associate
Allie Keller
Executive Assistant
Visit Us
Two offices. One standard.
Manhattan Beach
111 N Sepulveda Blvd, Suite 300
Manhattan Beach, CA 90266
Headquarters
Montecito
Coming Soon
California Coast
Second 50 Financial, LLC is an investment advisor registered with the United States Securities and Exchange Commission. Registration does not imply a certain level of skill or training. This website and the information contained herein is neither a solicitation nor an offer to sell investment advisory services except in jurisdiction(s) where we are appropriately registered, excluded, or exempt from registration. You are encouraged to review a copy of our Form ADV Part 2A Firm Brochure and our Form ADV Part 3 Client Relationship Summary for more information regarding our firm and our advisory services. Copies of these documents are available free of charge at adviserinfo.sec.gov. We enter into an advisor-client relationship with our clients only after they have executed a written investment advisory agreement with our firm and have been provided with a copy of our Firm Brochure, Client Relationship Summary, and privacy policy.
Any specific companies referenced on this site reflect prior private investments facilitated for qualified clients. They are shown for illustration, are not representative of all investments, and are not a recommendation. Past performance is not indicative of future results.
© 2026 Second 50 Financial, LLC. All rights reserved.|SEC Registered Investment Advisor|CRD# 318626